AMEX Serve to Liquidate Visa Gift Cards

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I used AMEX Serve to liquidate a few visa gift cards that I bought from Staples recently using Chase Ink Plus.  You can sign up for a Serve account here.  Note: You cannot have a AMEX Bluebird account and Serve account at the same time.  There may be ways around this, but I had my wife sign up for Serve. Here are the steps I used to liquidate my visa gift card.  Update 12/3/12 – Only Visa Gift Cards from Gowallet will work with AMEX Serve, the $500 Vanilla gift cards won’t.

1. Registered my visa gift card on

2. Signed up for Serve.

3. Linked my Visa Gift Card to Serve.

4. Loaded a $200 transaction with my Visa Gift Card (click add button).

5. Liquidated Visa Gift Card by linking to Bank Account.

Here are the Terms:

“You can add up to $1,000 per day via an ACH transfer from your bank and up to $200 per day via debit card, and up to $100 per day via credit card or debit card (there is a monthly debit card load limit of $1,000 and a monthly credit card load limit of $250). You may add up to $2,500 to your Serve account per month, depending on your account limits. You can add money from your linked U.S. bank account, U.S. credit card, or U.S. debit card up to thirty times in a calendar month. You can add up to $500 a day with a MoneyPak® (MoneyPak purchase fees may apply).”

According to the terms, you should be able to link $500 Visa Gift Cards and transfer $200 a day to Serve.  If you buy 2X $500 Visa Gift Cards at Office Depot with Chase Ink Plus or Chase Ink Bold, thats ~5,000 extra points a  month.  Also what’s interesting is you can buy MoneyPak’s and load $500 per month up to $2,500 a month.  That could be a potential ~12,500 points a month!  Let me know if anybody has tried this.  However, I will plan to use AMEX Serve to liquidate my other VISA gift cards first.   Have fun experimenting everyone.

Credit goes to FM’s Post here.

36 comments for “AMEX Serve to Liquidate Visa Gift Cards

  1. Judy J
    November 30, 2012 at 9:23 am

    Any way to do this with Amex Gift Cards? Sitting on $10K here, hoping to move them a bit faster than just Amazon Payments. Have both Bluebird and Serve. Ideas?


    • November 30, 2012 at 11:00 am

      You can try using serve to liquidate $1,000 in AMEX gift cards if (coded as debit) a month. I’m not sure if Serve will code them as debit or credit. Please let me know the results. You can also use Kiva, but it will require you to float costs for 5-6 months. I’ll post about Kiva soon.

  2. Judy J
    November 30, 2012 at 11:12 am

    I have done Kiva for years and always have around $5K in loans with them, It does take time for them to send out a check, since they do not like to do Paypal for large amounts.

    • November 30, 2012 at 11:50 am

      Try withdrawing smaller amounts as often as possible. Sounds like Kiva is working for you for AMEX gift cards.

  3. Judy J
    November 30, 2012 at 11:13 am

    Serve only allows Visa and Master as a debit!!

    • November 30, 2012 at 11:52 am

      Aw sorry, maybe you can buy Visa gift card with AMEX gift card and then use AMEX Serve? Or try getting a Target AMEX or continue with Kiva. I’m experimenting now. I’ll post about Target AMEX tomorrow.

  4. Russell
    December 3, 2012 at 1:56 pm

    Just discovered that the Vanilla visa gift cards you get in OD do not work with This site is only meant for other visa gift cards

    • December 3, 2012 at 2:00 pm

      Thanks for the report. I will update the post.

  5. Russell
    December 3, 2012 at 2:03 pm

    Testing to see if I can get a serve account on top of my Bluebird by using a different email and phone number. Some reports that these are they key identifiers.
    I’m now waiting for the serve account verification (24-48hrs).

    • December 3, 2012 at 4:28 pm

      Please let us know, appreciate it!

    • Sean
      December 26, 2012 at 12:12 am

      I have AMEX Bluebird, AMEX Prepaid Card and AMEX Serve. I received my Serve card in the mail 3 days ago and have not loaded any money on it yet. I hope I can get the $25 credit like most have too. One thing that I worry about is if I am still eligible to receive sense I did NOT load the $25 during sign up. I have been hearing that that does not matter as long as you load the $25 before the promotion expires on Dec 31. Not the end of the world if I don’t. I have had my Bluebird card for about 2 months now and have not had any issues with it. I purchased the Bluebird starter pack at Walmart ($5) and loaded $30 at that time and have spent all the money without issues. I have my Suntrust bank account and my Check Card linked to the account. I have yet to test the reload via Bank account or Check card. So I can’t comment on that yet. I have heard though that if you reload via Bank account it takes at minimum 3 business days to become available. Another issue I have heard is if you use the card to have your paycheck direct deposited , the funds won’t become available till after 2pm that day. I have yet to use my AMEX Prepaid Card so I can’t comment on that card at this time. Out of the three AMEX cards (Bluebird, Serve, AMEX Prepaid), The Serve card is the best overall. The card design also looks much more professional as well. Another key benefit over the two other cards is if you reload via Bank Check Card, ($2 fee waived till March 2013) it is processed instantly.

      • December 26, 2012 at 7:26 am

        Thanks for sharing! I’m glad you are enjoying the cards. I received the $25 free without even clicking through the promotional link. Be patient :).

  6. Choi Lu
    December 7, 2012 at 8:30 am

    can you do a comparison the pro and con of Serve and Target Amex ? your link to the current $25 deal with Serve is great but thinking of long term, which one comes out ahead. also BB is no longer viable since Vanlla no longer lucrative with OD, CVS and Walgreen, requires “Cash Only”purchase. I have one funds left in BB and plan to use it up and thats that. So if you can do a comparo of Serve and Target, much appreciated. thanks

    • December 7, 2012 at 9:35 am

      I will post more about the Target AMEX and Serve soon! In the meantime, search Frequent Miler’s blog for some tips, thanks.

  7. Brian
    December 8, 2012 at 5:14 pm

    Can the Vanilla Visa be liquidated through Amazon Payments?

    • December 8, 2012 at 6:23 pm

      Yes it works great. I’ll try to post an FAQ soon.

  8. LukeWalker
    March 18, 2013 at 12:14 am

    How do you use Visa gift cards as debit? Registering them doesn’t give you a pin…

  9. Edwin
    March 21, 2013 at 6:57 pm

    Would liquadating visa gift cards regularly, i.e. monthly, be a problem? Would it raise red flags?

    • March 21, 2013 at 7:18 pm

      I don’t think it would. I know some people that do 5K a month back when 500 visa gc were around.

      • Edwin
        March 21, 2013 at 7:51 pm

        How would you do that with the $1000/mnth limit?

        • March 21, 2013 at 8:59 pm

          I’m not sure if AMEX serve works on gc anymore. Haven’t tested in a while.

          • Edwin
            April 12, 2013 at 6:23 pm

            It works fine still.

          • April 12, 2013 at 7:12 pm

            Which gift cards are you using?

          • Edwin
            April 12, 2013 at 8:34 pm

            $200 visa gift cards from staples.

          • dealhunter
            April 16, 2013 at 1:00 pm

            I get an error to contact customer service when I try to add a Visa debit card. Previously this used to work, but maybe something has changed now.

          • April 16, 2013 at 1:04 pm

            I get that error too.. I’ve stopped using Serve, but others reported it still works. It seems like a big YMMV.

          • Edwin
            April 16, 2013 at 1:18 pm

            I got that message initially as well. I called them and they told me they had locked my account. They unlocked my account without me having to provide any proof of identity whatsoever, just simply by calling them.

          • April 16, 2013 at 1:25 pm

            That’s good, have you successfully liquidated Gowallet Visa gift cards recently? I switched my Serve to Bluebird already.

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  14. Brian
    February 2, 2014 at 8:50 am

    What’s the point of using GoWallet to register? It looks like the Visa GC number can be put into Serve as a Debit card. Is it some kind of behind the scenes thing that validates the GC when added to Serve?

    • February 2, 2014 at 3:27 pm

      Don’t think serve and gift cards work anymore.

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