American Express Blue Cash Preferred $250 Bonus or Blue Cash Everyday $150 Bonus

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2/28/14 – Deal is currently unavailable
This offer information was seen on 02/13/13 and the offer is no longer available.

Getting a good credit card to shop for groceries can save you a lot of money each year or earn you a lot of points.  American Express offers the Blue Cash Preferred credit card and the Blue Cash Everyday credit card.  Right now, the AMEX Blue Cash Preferred offers a $250 sign-up bonus and the Blue Cash Everyday credit card offers a $150 sign-up bonus.  What’s the difference between the two cards?

American Express Blue Cash Preferred
  • Earn 250 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
  • Get 6% cash back at U.S. stand-alone supermarkets, 3% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 6% cash back; 1% thereafter
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required
  • $75 annual fee
American Express Blue Cash Everyday
  • Earn 150 Reward Dollars after you make $500 in purchases in the first three months of Cardmembership
  • Get 3% cash back at U.S. stand-alone supermarkets, 2% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchases
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • The first $6,000 of purchases at U.S. stand-alone supermarkets in a calendar year qualifies for 3% cash back; 1% thereafter
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required
  • No annual fee
How to Apply for the AMEX Blue Cash Preferred/Everyday
  1. Go to CardMatch- This is the same site that the 100K AMEX Platinum Card offer (offer no longer available) was on.  Many people have gotten the bonus and my points are pending for the 100k offer so I can confirm that the site is reliable.  

    AMEX Platinum 100K Pending Points from Creditcards.com

    AMEX Platinum 100K Pending Points from Creditcards.com

  2. Fill out the information shown on the site
    .
  3. Sign up for either the American Express Blue Cash Preferred $250 Bonus or Blue Cash Everyday $150 Bonus.
Which Card Should I Apply for?

The Blue Cash Preferred earns 6% cash back on groceries and 3% on gasoline, while the Blue Cash Everyday earns 3% cash back on groceries and 2% on gasoline.  The cash back on groceries for each card is limited to $6,000 a year, which is about $500 a month on groceries.  Obviously the Blue Cash Preferred has better benefits, but is it worth the $75 annual fee?

I don’t quite spend $500 a month on groceries, but grocery stores such as Safeway sell over 300 types of gift cards.  With a combination of groceries and gift cards, I can probably reach $500 a month or $6,000 a year.  Maxing out the grocery benefit of the AMEX Blue Cash Preferred would equal $360 a year.  With a $250 sign-up bonus, you would net $535 after the $75 annual fee.  Another way to see it is 8.9% on groceries ($535/6000) the first year and 4.75% ($285/6000) cash back on groceries every year after that. 

Maxing out the Blue Cash Everyday grocery benefit would be 3% * $6,000 = $180.  If you add the $150 bonus, you would net $330 the first year.  

In my opinion, it is worth it to get the AMEX Blue Cash Preferred Credit Card because you can get a bigger return the first year.  It is also possible to downgrade the AMEX Blue Cash Preferred to the Everyday card at the end of the first year to avoid the annual fee.  Also having an AMEX card qualifies you for many limited-time AMEX promotions throughout the year, such as yesterday’s AMEX Twitter $10 Free GC, Small Business Saturday (Free $25), Costco 25 off 100, and many more!  The promos definitely pay off!

I will add this card to my next credit card churn using the Multiple Browser Method.

 

 

Save at least $400 on your next trip using one of my favorite credit cards, Barclaycard Arrival World Mastercard! 40,000 points with no fee first year.

20 comments for “American Express Blue Cash Preferred $250 Bonus or Blue Cash Everyday $150 Bonus

  1. Choi Lu
    February 13, 2013 at 10:54 am

    very good terms for the no fee card. just the supermarket alone, yields $180 back which is easily done with GC and groceries. do you have a affiliate link, I will pull the trigger on this one. thanks

    • February 13, 2013 at 12:54 pm

      No affiliate link, sorry! I put in the work for free! Feel free to apply through the link above?

  2. February 13, 2013 at 11:40 am

    guess I’m not getting any signon bonus for this card. I just converted my delta connections to the amex Blue Cash everyday. I did this because having the delta connections card blocked me from getting any delta gold or platinum sign up promotions, and its better than just canceling.

    • February 13, 2013 at 12:56 pm

      You can still get the AMEX blue cash preferred! It is worth the annual fee in my opinion.

  3. Happy Feet
    February 13, 2013 at 12:34 pm

    I got the preferred card last month with $150 sign up bonus. Do you know Amex will match the offer?

    • February 13, 2013 at 12:57 pm

      Send a secure message and ask. I’m not sure, but doesn’t hurt to try. Good luck!

  4. chris
    February 13, 2013 at 1:36 pm

    Romsdeals,
    I saw your comment in regards to financial review with AMEX if “buying several…”, can you clarify several thousands or cards or….

    and, do you have experience with AMEX gift card site?
    Is 5k per person or per household?
    (bought 3k last month under my wife’s name, and wanting to order monthly alternatively between me and my wife more than 5k limits if possible).

    And, if you buy gift cards with cards other than AMEX, that would not cause FR right?

    • February 13, 2013 at 2:38 pm

      I’ve only bought 3K of gift cards with no problem with my Chase Ink. Sorry not sure about the limits. Yes, using a Chase card to buy AMEX gift cards is less risky to trigger a financial review. Paying off balances before month end also lowers risk because AMEX doesn’t see you as high of a risk.

  5. JB
    February 17, 2013 at 3:13 pm

    Will submitting my information on the creditcards.com credit match tool let them do a hard pull on my credit history?

    I would like the card, and this promotion, but would rather take only one hard inquiry from AMEX then two. Thoughts?

    This is what it says before you hit submit:

    By clicking “Submit”, I authorize CreditCards.com to communicate the personal identifying information I have provided to a consumer reporting agency, to obtain my credit score and other consumer report information from a consumer reporting agency and/or to have the consumer reporting agency use that information for the purpose of determining which credit card products might be available to me, based on credit criteria made available to the credit reporting agency by the participating issuers of credit cards.

    I understand that this is not an application for credit and that if I wish to apply for a credit card with any participating issuer, I will need to click through and make an application directly with that issuer.

    • February 17, 2013 at 9:52 pm

      Only credit pull when you apply for the card. They wouldn’t be able to pull your credit if you don’t put your ssn.

  6. Rui Feng
    April 10, 2013 at 9:29 am

    I put my SSN on creditcard.com by mistake.
    is that matter?

    • April 10, 2013 at 12:51 pm

      It doesn’t matter. Some people are just wary of putting their SSN, I’m just saying it works without entering it in.

  7. Ron Mexico
    May 20, 2013 at 1:09 pm

    I went through to the AMEX site and fille dout my personal info in the first of 3 parts of applying for the card. It’s been 2 hours now and hasn’t proceeded to the next step. It should be done within minutes if not sooner to check my credit score… How can I tell if a hard check to my credit has been done or not?

    • May 20, 2013 at 2:44 pm

      You would have to wait a few days for it to show up. If it didn’t go through the first time, I’ve applied right away because it would combine the hard inquiries. You wouldn’t have two inquiries.

  8. barry
    May 23, 2013 at 8:37 am

    i have same problem!! Amex blue pref gets stuck on page one and doesn’t go past it. It gives a message that their systems are not working and to call. 2 days already and i tried with multiple browsers and computers!!

  9. Yarnie
    June 24, 2013 at 12:03 am

    They were still offering this on CardMatch, so I signed up for the Preferred. However, I currently do have a AMEX Blue (really really old — and it only 1pt bonus per any spending so really not worth anything except for the fact that it counts toward my credit history). Has anybody have any luck on still getting the $250 back even though they are a current AMEX customer? Will use this card anyways since we spend quite a lot on groceries, but the $250 back will make it sweeter. Thanks.

    • June 24, 2013 at 9:41 am

      Amex blue preferred and Amex blue everyday are two separate products. You will get the $250 if you’ve never had the preferred!

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