I wanted to share with everyone my experience with TopCashBack. There has been some debate on whether or TopCashBack is a legitimate site for cash back. Some people ask is TopCashback legit or complained about the payout times. While others rave about the high cashback rates. TopCashback pays some of the industry’s highest cash back rates because it gives you the customer 100% commission returned as a cashback rebate, while some cashback websites keep some commission for themselves.
My Experience with TopCashBack
I actually have only used TopCashBack since December because I questioned the legitimacy of the site. I like using Ebates, MrRebates, or BigCrumbs when I have the chance because I’ve experienced them for many years and have consistently received cashback from those sites. I decided to give TopCashback a chance finally and see what would happen.
So far, TopCashback has accurately recorded all my transactions for selling and buying on Cardpool and Plastic Jungle. I have not yet to contact TopCashBack about a missing transaction, so I cannot comment on their customer service. Here are some tips to ensure TopCashBack properly records your transaction:
- Make sure a confirmation message shows before making your purchase.
- Check the “Pending” transaction column to ensure your purchase was recorded.
- Be proactive about your transactions posting. If you do not see the transaction in the “Pending” column in 2-3 weeks, send them a message.
I am still waiting for a majority of my cashback transactions. Most of my purchases have been “confirmed”, but not yet paid. However, I finally was able to request a payment on February 28, 2013 for a friend referral on December 20, 2013. The payment was deposited into my checking account on March 6, 2013! That’s about a 2 to 2.5 month period to receive a payment, which is quite comparable to other cash back sites, which are about 60 days payout period.
Based on my experience, I will continue to use TopCashBack for cashback if it is better than the Ultimate Rewards portal. For example, if the UR portal is 3X and TopCashback is 4%, I will use the UR portal because I value UR points conservatively at about 1.5 cents per point or more. I will continue to use Bigcrumbs or Ebates if TopCashback does not have the specified vendor listed.
My experience with TopCashBack has been great so far. I currently have no issues with TopCashBack, but will share with everyone if issues occur. Anybody care to share their experience?
Below are my referral links, I greatly appreciate your support and will continue to help all my readers.