Loading Bluebird at Walmart with Prepaid Gift Cards Experience

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I’ve never really bothered with loading Bluebird at Walmart with Prepaid Gift Cards because Walmart is not conveniently located for me.  The point of loading Bluebird at Walmart is because you can load prepaid gift cards you buy with a credit card to either meet minimum spend or manufacture spend and then pay bills such as mortgage or credit card bills with Bluebird.  There is no fee to do this, but to load Bluebird online with a prepaid or debit card costs $2 for every $100, which is not worth it.  I finally went over the weekend and it was quite easy loading Bluebird at Walmart with Prepaid Gift Cards.  I simply walked up to the Walmart Money Center kiosk, swiped my Bluebird, swiped my Visa Gift card and I was good to go. Here are some tips on loading Bluebird at Walmart:

Loading Bluebird at Walmart with Prepaid Gift Cards.

Loading Bluebird at Walmart with Prepaid Gift Cards.

1. Ensure that your Prepaid Gift Card is PIN-enabled.  You should be able to assign a PIN to Prepaid Gift Cards issued by US Bank, but currently not Prepaid Gift Cards issued by Bankcorp.  Assign a PIN by calling the number on the back of the card and going through the automated menu.  Other cards that you can work loading Bluebird at Walmart include: Chase Gift Cards, any PIN-enabled debit card, and Paypal Debit Card.1. Ensure that you assign a PIN to your Visa gift card.  You can assign a PIN easily by calling the number on the back of the card.

Prepaid Mastercard Issued by US Bank Work!

Prepaid Mastercard Issued by US Bank load to Bluebird.

These Prepaid Gift Cards issued by Metabank DO NOT currently load to Bluebird.

These Prepaid Gift Cards issued by Bankcorp DO NOT currently load to Bluebird. 

2. Know the Daily Limits.  You can load $1,000 onto Bluebird each day and up to $5,000 per month.  The $5,000 includes all reloads including Vanilla Reload cards.

3. Consider the time and cost of loading Bluebird at Walmart with Prepaid Gift Cards.  Vanilla Reload cards are still a better option in most cases because it only costs $3.95 per $500 and you can load your Bluebird online.  However, Vanilla Reload cards are hard to find in many places.  Driving to the grocery store and then Walmart could make things costly due to opportunity costs, gas, wear and tear, etc.  Additionally, prepaid gift cards can have fees from $4.95 to $6.95 per $500.

4. Buy Prepaid Gift Cards at grocery stores with your favorite grocery store credit card.  My strategy is to max out my $6k grocery store limit on my AMEX Blue Preferred Cash Card 6% off groceries.  The AMEX Premier Rewards Gold card is also a decent choice of 2X MR points per dollar spent at grocery stores.

I attempted to load my Bluebird at Walmart with one Chase Gift Card ($0 fee currently) and one $500 Prepaid Mastercard issued by US Bank ($5.95 fee).  After assigning PINs to my prepaid gift cards by calling the back of the card, I headed over to Walmart.  The machine had several options, but I figured it all out pretty quickly.  There is no Bluebird option written on the menu, but you can load the prepaid gift cards by clicking Greendot.  You then swipe the Bluebird card and load each $500 prepaid gift card at a time.

The machine was pretty slow in processing the prepaid gift cards, but I was happy that they both successfully loaded onto my Bluebird card!  I logged into my Bluebird account and saw that both prepaid gift cards were successfully loaded.

Bluebird successfully loaded at Walmart!

Bluebird successfully loaded at Walmart!

Was it worth it? I would say that it was worth loading the prepaid gift cards at Walmart because I am trying to spend $3,000 on my Hyatt card to get the targeted 5,000 Hyatt points and I earned $24 ($30 via Amex Blue 6% cash back minus $6 fee).

Is loading Bluebird at Walmart with Prepaid Gift Cards worth it for you? Or is it too much work to earn points and cash back?

Save at least $400 on your next trip using one of my favorite credit cards, Barclaycard Arrival World Mastercard! 40,000 points with no fee first year.

47 comments for “Loading Bluebird at Walmart with Prepaid Gift Cards Experience

  1. HT
    June 10, 2013 at 5:57 am

    pls check the formatting of your emails.
    I receive your reports being cut-off on the right side.
    Thanks

    • June 10, 2013 at 6:42 am

      Thanks, I’ll look into it! I’m no web pro for sure unfortunately :(.

  2. Jen
    June 10, 2013 at 8:05 am

    I have done a lot of Visa GC swipe load at WM for my Gobank. I did not encounter any problems with Vanilla Visa GC, Metabank (Giftcardmall) Visa GC. Do not have experience with US Bank GC though.

    • June 10, 2013 at 9:20 am

      Thanks for your input. For some reason, mixed reports on Metabank visa gc. Onevanilla visa gc should work.

  3. Mark
    June 10, 2013 at 8:38 am

    You can definitely set a PIN on Visa gift cards from MetaBank. I just did it this weekend. HackMyTrip and FM have links that tell how. I’m off to WalMart to load my BB today with it. Wish me luck!

    • June 10, 2013 at 9:21 am

      You can set a PIN but the card doesn’t seem to load at the kiosk. Please report back! Thanks!

      • jli
        June 10, 2013 at 9:57 am

        The Vanilla Gift Visa (your second picture) is issued by The Bancorp Bank not Meta Bank. There is no need to set up the PIN. Just enter any random PIN such as 0000 on the spot. The

        • Paul
          June 12, 2013 at 2:30 am

          I load tons of Vanillas using the kiosk. To remember what pin I use, I just enter the last 4 on the gc.

          • June 12, 2013 at 7:04 am

            That’s a great tip! I might try doing that, I’ve been writing the PIN on the activation sticker.. but yours might be better and safer.

  4. Ivan
    June 10, 2013 at 9:23 am

    5k targeted Hyatt points? How did u get that?

  5. dee
    June 20, 2013 at 5:34 pm

    OK. I buy a oneVanilla GC at some grocery store for $505.95 (including fees), say with Amex blue everyday. Then I go to a store that sells Vanilla reload. I buy VR for $503.95 (including fee). If I can do that, then that helps. However, the fees themselves add up canceling out the bonus points isn’t it?

    • June 20, 2013 at 5:39 pm

      At grocery store us 6% so you get $30. With vanilla reload you pay $4 for 500 points so it depends on what cc you use to see if its worth it.

      • dee
        June 22, 2013 at 7:53 pm

        I just did this experiment, where I bought a prepaid mastercard (2nd pic shown in your article). I activated it and setup a pin number. I went to Walmart to load the Bluebird. We don’t have kiosks here in Walmart. So the lady at the moneycenter counter was helping me.

        It didn’t work for me as the transaction didn’t go through. The lady told me that they run it as a credit and since there is a pin used, it is not allowing to go through. I called up customer service of mastercard and they told me that I can try disabling the pin number online. I don’t see that anywhere though.

        Is there anything else I should or could try? Please advise….thanks…

        • June 23, 2013 at 6:53 am

          That is strange. I’ve only tried the Kiosk and it worked easily. Not sure why it wouldn’t work on the counter. You could amazon payments the card or target prepaid. Sorry to hear it didn’t work through the counter.

          • dee
            June 23, 2013 at 10:06 am

            Thanks. Is Walmart ATM same as Kiosk? The Kiosk in first pic doesn’t look the same as ATM machine I saw in Walmart.

            Also, could you elaborate on what to do on amazon payments or target prepaid? Thanks.

          • June 23, 2013 at 4:11 pm

            They are different machines. Read through some previous posts on liquidating gift cards with amazon payment.

  6. F.R.
    July 18, 2013 at 8:14 pm

    You don’t have to set a pin on the regular walmart brand preloaded visa. The pin is the last 4 digits of the card and it works like a charm to load through the kiosk.

  7. Jerry Mandel
    July 26, 2013 at 9:34 am

    I’m puzzled. Why liquidate gift cards through Amazon when a straight credit card charge will work? Why the extra step?

  8. Jon
    August 12, 2013 at 6:01 am

    Loading a bluebird card with a pre-paid gift card is actually against the ToS.

    • elena
      September 20, 2013 at 8:25 am

      I bought MyVanilla prepaid Visa CC issued by The Bancorp Bank and filled out all of my profile information online in order to create my PIN. I guess I should not do it??? I will go to Wallmart and try the kiosk as soon as my BlueBird card arrives!! Wish me luck!

      • September 20, 2013 at 8:33 am

        Should work if you have a PIN

        • Bob
          September 25, 2013 at 11:39 pm

          Do Vanilla gift cards with PIN still work with Walmart moneycenters? Friend from Bay Area says his Chase gift cards are blocked and rejected by Walmart machines. Do other Visa gift cards with PIN have problems as of now? Now that VRs are again difficult to find, may need to go back to doing this :(

          • September 26, 2013 at 7:24 am

            They worked before, I’m not sure of the current status of Vanilla gift cards with PIN. Buy one and test it? If it doesn’t work Amazon Payments it.

  9. Bob
    September 26, 2013 at 8:20 am

    Yeah I’ll probably give it a try. When was the last time you tried it? Last time I tried was many months ago and even then Walmart machines started displaying a warning about you cannot reload with gift cards but I believe that only showed when I was reloading with the Chase gift cards.

    • September 26, 2013 at 8:48 am

      Not very recently, maybe 3 months ago? Try just going to customer service. The kiosks can act strange sometimes.

      • Bob
        September 26, 2013 at 6:37 pm

        haha i never go to the customer service. i never want them to know that i’m trying to reload with gift cards. usually it never flies unless you go to a staff that doesn’t give a crap about their job.

  10. Lisa
    October 2, 2013 at 4:53 pm

    I keep getting this error message when I try to load a visa giftcard onto BB (with pin)… “Debit not available appr. Code F7.” Anybody gotten similar? Tried two different kiosks, three different customer service reps, at 3 different walmarts.

    • October 2, 2013 at 11:55 pm

      What brand of visa gc is it? That brand might not work unfortunately.

      • Lisa
        October 3, 2013 at 4:54 am

        It is a Vanilla Debit Visa Gift Card by issued by Bancorp. It says you set the pin on the first use, by typing four digits. I haven’t been able to get this to work. I’ve tried buying small items with the debit feature, with no luck. I thought maybe if I could get it to set the pin, then it might work with Bluebird. I get that same error message when I try to use it as a debit card, or when I try to upload it to Bluebird. I spoke with customer service and they can let me clear the pin, but can’t help me set it. They offered to send me a refund check, but would need to have me send a copy of the card and my receipt and it would take 3-4 weeks. Not sure if that would be worth it.

        • October 3, 2013 at 8:42 am

          Seems like a unique situation if the card doesn’t work at all! Try logging into the site and see if you didn’t accidentally spend the balance.

          • Lisa
            October 3, 2013 at 11:26 am

            Balance is all there. I looked around and saw some other people are having trouble uploading Vanilla Visa to BB. Looks like Bancorp might make all their cards with these non-working pins, since you also had trouble with theirs not loading.

          • October 3, 2013 at 4:30 pm

            Try the One Vanilla card next time.

  11. kris
    October 28, 2013 at 11:53 am

    I guess I am missing something. If I have to meet the spending limit on my Ink card, for example, how does using the Amex help? You have to use the ink card, correct? In which case, you are not getting the 6% CB that you are talking about. Where am I going wrong? Appreciate your response

    • October 28, 2013 at 1:48 pm

      Using the AMEX Blue cash doesn’t help minimum spend. It is a simple $ maker. You can liquidate the gift card and earn $24 per $500 visa gift card you buy. AMEX Bluebird liquidates the visa gc for free.

  12. Hoang
    January 11, 2014 at 5:29 pm

    Can I upload AMEX gift card to Bluebird at Walmart?

    Thanks,

    Hoang

    • January 11, 2014 at 5:50 pm

      Nope you cannot unfortunately.

  13. Jazzy
    January 24, 2014 at 9:28 pm

    It was probably mentioned, but I recieved a reloadable student card issued by MetaBank and I have a pin set for it. It’s Visa as well, could I use this machine to reload it?

    • January 25, 2014 at 7:40 am

      You can’t reload your visa. You may be able to load that card to bluebird.

  14. Bob
    March 24, 2014 at 12:25 pm

    Can you load a fixed $200 mastercard GC which allows you to add a 4 digit pin, to BB at walmart? I have used the $200 Visa GC with a pin many times this way, but no experience with MC.

    • March 24, 2014 at 1:22 pm

      I’m not sure which Mastercard you are referring to, but I’m not sure. You can try one and if it doesn’t work then use Amazon Payments. If it works, maybe you can keep loading Bluebird ;).

      • Bob
        March 24, 2014 at 7:01 pm

        Its the one from staples

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