My Strategies to Obtain Multiple Chase Credit Cards

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There is no doubt that Chase is the leading provider in rewards credit cards. They consistently have the best rewards credit cards and best credit card sign up bonuses. Many people already have a Chase credit card and even people who don’t collect points and miles have the Chase Freedom credit card, probably the best overall no fee credit card. However, most of my readers and I have multiple Chase credit cards. Here are my strategies to obtain multiple Chase credit cards.

I have 6 personal Chase credit cards and 2 business Chase credit cards. Here are the Chase cards I actively hold.

  • Chase Freedom
  • Chase Sapphire
  • Chase Marriott Visa
  • Chase Hyatt Visa
  • Chase Priority Club Visa
  • Chase United Explorer
  • Chase Ink Bold
  • Chase Ink Plus

First, make sure you are well organized, have good credit, and pay in full and on time before attempting this.

Chase extends a certain credit limit to each person depending on your credit score and credit worthiness. From my experience, that amount varies from person to person. Here are some strategies that I’ve learned over time to obtain multiple Chase credit cards

1. Establish a long relationship with Chase.  It’s good to hold the Chase Freedom card for a long time because of the no annual fee.  By having a long relationship with Chase, you can show your ability to pay your bills on time and in full.

2. Sign up for a personal checking account or even a business checking account.  Establishing a personal checking account can help build your relationship with Chase.

3. Consider a mortgage loan with Chase.  Same as #1 and #2.

4. Call the reconsideration line.  There comes a point where you stop being automatically approved for Chase credit cards. When that happens, you must call and ask them to move credit line from one card to another credit card.

5. Don’t close Chase credit cards, trade them for a new Chase credit card. This strategy is very effective because when you close a Chase credit card, you are eliminating any credit line Chase has extended to you. By applying for a new Chase credit card, you can offer to close an old account to open a new account. I used this strategy to close my Chase Southwest Card and opened up a Chase Hyatt credit card.

Those are my strategies to obtain multiple Chase credit cards.  Chase is my number one source of flying and staying in nice hotels for free.  I’m some of you know already, but availability to Taipei and other parts of Southeast Asia have opened up on EVA air.  You can fly LAX-TPE-XXX for 60,000 miles and $2.50.  Availability is great for right now, but will be booked up soon!

Note: I do not have an official affiliate relationship with Chase.  Opinions are of my own. 
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11 comments for “My Strategies to Obtain Multiple Chase Credit Cards

  1. dailydealsjc1@gmail.com
    July 3, 2013 at 7:05 am

    What do you recommend with the Chase Sapphire Preferred? When the annual fee time comes, I don’t think it’s worth it to keep. Should I downgrade?

    • July 3, 2013 at 7:42 am

      I would downgrade. Keep the Ink Bold, the 5X is a must have.

      • JTP
        July 3, 2013 at 9:45 am

        If you’re not much of a gift card raider, I would just downgrade the bold to a cash (or apply for a plus) and keep the sapphire preferred for the 2x in travel that none of the ink cards (nor the regular sapphire) have. But, this would only be if you don’t spend 50K in 5x bonuses, so probably varies from person to person.

        Agree, disagree?

        • July 3, 2013 at 12:34 pm

          I would first call for retention bonus on ink bold. It’s possible to get up to 10k points. If that doesn’t work out, I would cancel and apply for chase ink plus. The regular chase sapphire still gets 2X on restaurants just no 7% dividend and ability to transfer miles.

  2. Scott
    July 3, 2013 at 9:25 am

    Here are some observations from my trip to chase yesterday.

    1) Having a banker fill out your application for you and make calls is cushy.
    2) The sapphire preferred spending requirement is only 2K in the bank
    3) I briefly had 5 cards
    4) After being approved, I closed one of the cards and transferred the credit line to 2 of my remaining cards in order to avoid the annual fee. If I had been denied on the app, I would have traded this card for the new one.

    • July 3, 2013 at 12:26 pm

      Thanks for the input. I haven’t had experience applying in the bank, min spend is no problem.

      • Scott
        July 4, 2013 at 11:31 am

        Min spend is no problem, but I’m doing as much as I can on prg, so one less reload trip to wally world is one less trip. Also, you can get the Mastercard version if you like.

        • July 4, 2013 at 2:31 pm

          Sounds good.. but you added a trip to the bank instead 🙂

  3. Mr.D
    July 4, 2013 at 9:17 pm

    Rom, when you converted your SW to Hyatt, did you get the signup bonus you would have gotten if applied for a brand new Hyatt CC? Did you get 1 year fee free for Hyatt? What are the benefits of having Hyatt card? What options did you have, just Hyatt or any other too?

    THanks.

    • July 5, 2013 at 5:51 am

      Basically you can apply for any chase card and replace an old Chase Card with the new one. I think I applied for chase hyatt when it had $75 credit. Replacing a card is better than closing a card and losing the credit line and opening a new one. Of course best case is they automatically approve you.

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