Confirmed: Getting 50k Bonus for Chase Ink Visa After Chase Ink Mastercard

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Simon posts about getting the Chase Ink Visa after Chase Ink Mastercard. Would he get the 50K bonus again?

So there were three posts that saw that the Chase Ink cards changed from being Mastercard to Visa cards.

http://boardingarea.com/onemileatatime/2013/09/12/chase-ink-cards-are-now-issued-by-visa/
http://thepointsguy.com/2013/09/chase-ink-visa-signature-changeover-what-it-means-for-you/
http://boardingarea.com/viewfromthewing/2013/09/12/chase-ink-plus-and-bold-now-being-issued-as-visa-rather-than-mastercard/

Application History

March 2013 – Chase Ink Plus Mastercard
May 2013 – Chase Ink Bold Mastercard
Sept 12th, 2013: Chase Ink Plus Visa

I decided as it’s been a few months from my last Chase application, so I should attempt to sign up. If I get rejected, I wasn’t planning on applying for another Chase card for a while anyway and I already have two Ink cards. I was ready to be the guinea pig for this experiment. So applied on the website on Sept 12th and gave me a “pending decision.” From millionmilesecrets, that means call the consideration line.

Chase Reconsideration Phone Numbers.

It seems as if the main bloggers above have removed it because Chase told them to. They are starting to make a comeback as this information was readily available elsewhere.

Application Status: 800-432-3117 or 800-436-7927
Reconsideration (personal cards) 888-871-4649 or 888-245-0625 or 888-609-7805
Reconsideration (business cards) 800-453-9719

Chase Reconsideration Phone Call:

I called in and instantly got a person on the phone. It was a bit too quick and quickly feared that it was just the wrong number I dialed and they were farming my SSN. Luckily after a minute, he came back on the phone to ask me some questions:

  1. Nature of business
  2. 2011, 2012, 2013 Gross revenue and profit
  3. Income
  4. Main source of income (my full time job)
  5. Why I applied for so many cards recently. I told them that I was flying a lot (mileage runs) and staying at a lot of hotels (because of the MR) so I needed all those cards. I didn’t want to get into the fact I also need the 5 nights credit for 50 night suite awards from the Amex SPG card.

After that, he recommended my application for approval. After two minutes it was approved and another two minutes to finalize my application. I asked him what the bonus offers were and he said 50k points with 5k spend in 103 days from today. I said thanks and hung up.

I quickly realized that it may be some weird attachment on the card page, so I quickly called back the customer service line to confirm. I have heard on FT (no proof or link so may be completely false) of some people getting approved for Chase cards but not getting the bonus points, like if you cancel and apply for the same exact card the second time (churn).

I called into the main line and got transferred to the business cards line. Since I was just approved a few minutes ago, she was having a hard time finding my card. Eventually she found my card and she confirmed that the 50k bonus points was linked to my new Chase Ink Visa card! Now I have confirmed that the bonus offer was linked to my card.

The Chase Ink Visa card has been around before, so this information is not necessarily new. Back in 2012. the Ink card was Visa until it switched to MC sometime between July 2012 and when I applied for the Ink MC back in March 2013. It seems as if people back then got the bonus for the MC after having the Ink VIsa card.

Additional details about bonus offers from our conversation:

  • Conversion cards (say conversion from Visa to MC or vice versa, initiated over the phone by Chase representatives): no bonus.
  • All new approved Chase applications will get bonus points (odd as cancelled/second time card applicants don’t get them according to people on Flyertalk (FT))

As far as she’s concerned, any new application for Chase Ink cards will get the bonus points. She has even heard of people with the same SSN who apply for two of the same Ink cards within a week of each other and getting bonus for both. As a disclaimer, this may be a situation where its the same SSN, but probably different business TAX IDs. Try at your own risk. Since I feel risky, I may attempt this before the end of the year.

Confirmation of the 50K Bonus Points

I managed to finish the 5k spend in two months. I had hoped to see the points deposit when I hit 5k spend which only took about 20 days after getting the card, but it doesn’t post into the account until the statement closes. About 54 minutes after it closed (Oct 24th), I logged into my account and saw that the points had deposited into my account.

So there you have it, confirmed 50k bonus for the Chase Ink Visa After Chase Ink Mastercard

One odd thing when you log into your Chase account is that under the same card type, you will see two cards, one for the Visa and one for the MC. Usually you see this for additional cardholders.

18 comments for “Confirmed: Getting 50k Bonus for Chase Ink Visa After Chase Ink Mastercard

  1. Maury
    October 25, 2013 at 6:34 am

    I had the Ink Plus and Ink Bold and recently I cancelled the Bold because the annual fee was due. I still have the Plus open. If I apply for the Visa version, will I get the bonus?

    • October 25, 2013 at 9:06 am

      From Simons example, yes. But it’s YMMV, test at your own risk.

  2. Tom
    October 25, 2013 at 8:23 am

    Did you have to cancel either Bold Mastercards?
    Are all the Ink cards under the same business or different EINs or is it a sole proprietor?

    • October 25, 2013 at 9:05 am

      In Simons example he is holding both chase ink MC and visa.

      • Tom
        October 25, 2013 at 10:25 am

        “In Simons example he is holding both chase ink MC and visa.”
        I’m confused…
        “March 2013 – Chase Ink Plus Mastercard
        May 2013 – Chase Ink Bold Mastercard
        Sept 12th, 2013: Chase Ink Plus Visa”
        So is the application discussed in the post is for the 4th Ink card?

        Were any of the preceding cards closed in order to open the 4th Ink?
        Are all the Ink cards under the same sole proprietor?

        • Simon
          October 25, 2013 at 1:23 pm

          All cards are still open and under sole proprietor (my own SSN)

          • Tom
            October 25, 2013 at 1:26 pm

            Does recon not ask why you are applying for the same business?
            Or do you tell them it’s a different business for each card?

        • October 25, 2013 at 3:35 pm

          They didn’t give me a hard time this time. I said last time I need to split up my expenses among different business locations.

  3. choi
    October 25, 2013 at 8:42 am

    do you have a link to the application ?

    • October 25, 2013 at 9:05 am

      The chase ink bold and plus cards in creditkarma are Visa cards.

      • choi
        October 25, 2013 at 12:48 pm

        you dont have a personal link so you ll get the credit for the application.

        • October 25, 2013 at 1:35 pm

          I’ll get credit from any card you sign up through the CreditKarma banner. The Chase Ink Bold and Plus are both under business cards. Thanks!

  4. goals_n_dreams
    October 25, 2013 at 12:38 pm

    how do you know the Ink in creditkarma is a Visa card? Is there anyway to check if it is a visa or not? I already have the master one.

    • October 25, 2013 at 1:47 pm

      As of a few weeks ago, all new Ink cards are issued as a Visa card. Therefore it is impossible to apply for the MC version.

      • Scott
        October 25, 2013 at 3:18 pm

        Someone might want to double check this. It was still possible to go into a branch and get a Saphire Preferred MC well after it was publicly known it wasn’t “available”.

  5. Sil
    October 26, 2013 at 5:58 am

    Had the Ink Bold MC, canceled 11 months later, then applied and received the ink plus MC, still have it. Applied for the United Explorer Biz in July 2013 and was denied due to too much credit given already. Any chance I would be able to get Ink Bold Visa as it is a charge card or does Chase count this as credit given?

    • October 26, 2013 at 1:16 pm

      As you got denied back in July, the application days you should not have any denials in the last six months. I think even for a charge card, they still look at your credit report even though you won’t really have a set spending limit. That’s what they say but I have never tried to charge an obscene amount on it so there must be some unknown limit on any charge card.

      If you haven’t applied for any cards in the last six months you should be fine.

      Any denials in the future, work hard to get it approved. usually they go through if you cancel another card.

  6. Sil
    October 27, 2013 at 7:19 am

    Simon- Thanks for your response. I only have one biz card with Chase and 5 personal cards. I think i will wait till the 6 months has passed and then try for the Chase Ink Bold VISA if still around.

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