February 2015 Top Credit Card Sign Up Bonuses

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The fastest way to earn points and miles is through credit card sign up bonuses.  I’ve applied for almost every major credit card over the years and I earn at least 80% of all my credit card points from credit card sign up bonuses.  Here are these top credit card sign up bonuses for this month.

1. Chase Ink Plus Business Credit Card (business cards page 2)

Bonus: 60,000 Ultimate Rewards points after spending $5,000 within three months
Annual fee: $95, first year waived

Details: 60K Ultimate Rewards points is worth about $900 to me.  I’ve been able to use Chase UR points on United partners, Southwest, Hyatt, British Airways, and more.  My favorite thing to do with UR points is to transfer to BA and fly to Hawaii for 25,000 BA miles roundtrip.  I’m also a Hyatt Diamond from work and use Hyatt points to stay at Hyatt hotels for free stays and awesome perks!  I also love buying Amazon and gas gift cards at Office Depot and earning 5X points because you earn 5X points at office supply stores, cable bills, cell phone bills, and tv bills.

2. Citi AA Platinum Personal Credit Card (personal cards page 1)

Bonus: 50,000 American AAdvantage miles after spending $3,000 within the first three months of cardmembership

Annual fee: $95, first year waived.

Details: American Airline miles are my favorite miles to travel long haul international.  I’ve flown on Japan Airlines business and first class, British Airways first class, and more.  Another plus is that you earn 10% rebate on miles redeemed so a one-way business class to Japan would only cost 45,000 AA miles vs. United’s 75k miles one-way.  I also love that AA miles do not charge for date changes or change in carriers.  This makes the miles a lot more flexible for someone without airline status.

3. Citi AA Platinum Business Credit Card (business credit cards page 2)

Bonus: 50,000 American AAdvantage miles after spending $3,000 within the first three months of cardmembership

Annual fee: $95, first year waived.

Details: See above.

4. Chase Sapphire Preferred (personal cards page 1)

Bonus: 40,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months.

Annual fee: $95, first year waived.

Details: This is the card I recommend to anyone starting out in the points and miles world.  It is a good card to learn how to transfer and redeem miles.  It also is cool that this card is made of an indestructible metal.  Chase UR points and the best and more flexible travel points.  A 45K sign up bonus is worth about $675 to me.

5. Chase British Airways Credit Card (personal cards page 1)

Bonus: 50,000 Avios after spending $2,000 in first 3 months

Annual fee: $95, first year waived.

Details: I love BA miles to travel short distances.  I’ve used them to get to Hawaii, travel within Asia, and some flights within the US.  It’s always good to have some of these miles handy because there’s no close-in booking fees with British Airways.

6. Chase United Business Credit Card

Bonus: 50,000 United miles after spending $2,000 in first 3 months

Annual fee: $95, first year waived.

Details: United miles are still great for traveling to Asia or Europe in economy class.  It costs a bit more to fly business class on partner airlines now, but it can still be worth it if you have lots of points.  I use United points less often now, but they do have some great rates to Central America/Carribean.  35,000 United miles to Costa Rica only is a great deal!

7. Barclaycard Arrival Plus World Mastercard

Sign Up Bonus: 40,000 Barclaycard Arrival points after spending $3,000 in first 3 months

Annual fee: $89, waived the first year

Details: This credit card is the best credit card for an economic or family traveler.  The points can be applied to any travel expense so there are no blackout days to worry about.  However, I would not use this card for premium travel.  See my review for a guide on the Barclaycard Arrival.

8. AMEX Business Gold Credit Card (you may see a 25k, 50k, or 75k offer)

Bonus: 25,000 to 75,000 Amex Membership Rewards points after spending $5,000 in 3 months.  I was able to get the 75K offer, which is well worth it.  50K would also be a good deal, but I wouldn’t apply for 25k.

Annual fee: $175, waived first year

Details: American Express Membership Rewards are worth about 1.4 cents to me, so they can be quite valuable.  I see AMEX MR as a backup to my Chase UR points.  Sometimes I’ll transfer to BA (esp. if there’s a bonus offer) or Delta.  Since you can book Delta one-way now, it can be another option for long haul flights.  There’s some decent deals to get to Europe for 62,500 miles business class per person.

These are my top credit card sign up bonuses for this month.  I’ve signed up for each card at least once and they are all cards I personally have used and recommend.  These cards and other cards have helped my wife and I travel all around the world for a couple dollars.

Disclosure: I may earn a referral bonus if you choose to apply through my link.  Thank you very much!

3 comments for “February 2015 Top Credit Card Sign Up Bonuses

  1. Harry
    February 11, 2015 at 5:28 am

    YOU SAY 1000 SPEND , THE LINK TELLS ME 3000- PLEASE ADVISE HOW TO GET THE 1000 SPEND

  2. Smay
    February 11, 2015 at 6:13 am

    Hey Rom, the 60K offer does not have the $95 first year annual fee waived. It is however, not bad buying 10,000 points for an extra $95

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