HOT Credit Card Deals

The two links below will lead you to the current best credit card offers.  Read my Start Here guide to know which credit cards to sign up for.  I’ve signed up for 30+ credit cards to travel the world for pennies!

Personal Credit Cards (disable ad-blocker)

Business Credit Cards (disable ad-blocker)

Travel Credit Cards

36 comments for “HOT Credit Card Deals

  1. Chen
    November 21, 2013 at 2:37 pm

    Hi there,
    I just applied Chase Ink Bold, but got rejected because I don’t own a business, do you have any tips for getting it approved without having your own company?

    • November 21, 2013 at 5:13 pm

      Say that you sell on Craigslist or eBay. Or thinking about starting a business is a real reason. Think about what you always wanted to start. Act confident and say you want to separate business expenses with personal. Call the reconsideration line at the top of my page. Good luck!

      • Chen
        December 3, 2013 at 12:34 pm

        Thanks for the tips, I called the reconsideration line yesterday and got it approved! Thank you~ 🙂

        • December 3, 2013 at 9:48 pm

          Great enjoy your credit card!

  2. Tom
    December 4, 2013 at 9:37 am

    Hi Rom:

    I’m closing on a house soon, as you probably know you shouldn’t apply for anything before closing but I wanted to get your opinion on applying for 3 card churning right after closing. I have a 680 credit score. Wanted to see which cards you would suggest?



    • December 4, 2013 at 10:05 am

      Wait until after closing. Not sure what cards you have already. I would do chase sapphire preferred, citi AA, and maybe a hotel card like Amex spg or club Carlson. 3 separate banks is ideal.

  3. Tom
    December 4, 2013 at 11:48 am

    Thanks, I will let you know how it turns out!

  4. Tom
    January 6, 2014 at 7:28 am

    Hi Rom:

    As I mentioned I closed on my new home, waited a few weeks then applied for Chase Sapphire, Citi AA, Club Carlson all at same time. Instant approval on Chase, other two said they would email decision. Should I wait for email or call the reconsideration line? Thanks for all your advice 🙂

    • January 6, 2014 at 11:31 am

      Doesn’t hurt to call. I would follow up.

  5. Tom
    January 6, 2014 at 12:00 pm

    Thanks! Citi, denied said I would get letter in mail. Club Carlson said will have a decision in 2-3 days!

  6. Will
    February 26, 2014 at 11:57 am

    Hey Rom,

    I just got Citi Executive couple weeks ago.
    Do you think I will get approved for Citi Platinum? Should I also apply for the Citi Business?

    I’m in need of AA miles. Any other cards that comes with AA miles?


    • February 26, 2014 at 2:44 pm

      You may have some trouble getting the Citi Platinum AA personal. You will have better luck getting the business AA card. You can always get AMEX SPG as a card that earns AA miles.

  7. crispy
    May 9, 2014 at 11:07 pm

    debating getting citi AA and amex SPG? not too fond of the fee for higher fee on citi .. should get both or just amex spg? can citi AA be churned every year for point bonuses?

    • May 10, 2014 at 4:33 pm

      I believe it’s 18 months. It’s possible to get both. I would be thankful if you considered signing up through my creditkarma banner. Thanks!

  8. Rosa
    June 12, 2014 at 8:09 am

    Hi Rom, I have an AE Delta card and the annual fee will go up to almost $200 a year in a couple of months. I like to travel with Delta since I can land at Pisa airport which is only 20 miles from my hometown by taking only 2 planes. Do you know if Delta has other credit cards they work with that have no foreign transaction fees and possibly small or no annual fee? Do you have any suggestions for a credita card that I can apply for? I know I would have no problem getting accepted by any credit card since my credit score is over 800.

  9. S.
    August 1, 2014 at 4:43 am

    Hello. We were sent an invitation for the Ink Plus with 70,000 bonus points. After applying on line, we were immediately approved (I would assume since they sent US the invite)
    We have two business, and have two Ink for each business. My question is, will this same invite number allow us to be approved for a second Ink Plus, for our second business? Thank you in advance.

    • August 1, 2014 at 7:14 am

      It may be a unique code for one time use.

  10. Dale
    November 12, 2014 at 5:32 pm

    How can I spend $5k on my Chase United card so they waive the PQD requirement for United Platinum?

  11. Slava
    January 29, 2015 at 6:24 pm

    Hi Rom. Sorry, maybe my question is out of scope. I’m new to USA, moved from Ukraine in November. By this time Have 2 credit cards (Bank of America and Capital One) and Toyota lease. Today I was rejected on Citi card, called their phone line and still was not approved as my credit history is thin file. CK says my score is 702. Can you advise me better strategy of how I should increase my score and should I continue applying for cards? Thanks!

    • January 31, 2015 at 9:31 pm

      Get the chase freedom and wait for a bit. No fee credit cards are good first.

  12. Adam
    February 6, 2015 at 11:37 am

    Hey Rom,

    I have the Chase Sapphire Preferred card and was thinking about applying for the Chase Ink Plus card I rent out part of my house and was wondering if you think that would be good enough for Chase?

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